Mortgage insights
Plain-language advice from both sides of the desk.
Articles, resources and expert advice from Tisha. From industry rules to practical tips, everything you need to navigate your mortgage journey with confidence.
New Found Equity
The housing market has handed homeowners a lot of new found equity, which brings up the million dollar question: do I sell?
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Purchase Plus Improvement
The purchase plus improvement mortgage is an excellent product when you are buying a home that needs some TLC.
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How To Be Mortgage Free
Who does not dream of being mortgage free? A small increase to your payment can make a surprisingly big difference.
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The Variable or Fixed Rate Dilemma
Variable or fixed rate? This is a question people often pose to me, and I always give the same answer: it depends.
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The Beauty of Equity!
Equity in your home has unlimited possibilities. Here is how to calculate it and the options available to you.
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Collateral and Capital
Collateral and capital are the final two components of the 5 Cs of credit. Here is how lenders look at them.
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Character, how it relates to your mortgage application!
What does character have to do with your mortgage? Believe it or not, it is one of the 5 Cs of credit.
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What’s YOUR Credit Score?
Do you know your credit score, and how important it is? Think of it as your financial report card.
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TDSR & GDSR Explained!
TDSR and GDSR are common acronyms in the mortgage world. Here is what they mean and how affordability is calculated.
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What is the “STRESS TEST”?
The term "stress test" generates a lot of discussion. Here is what it actually means for your mortgage approval.
Read articleReasons WHY you shouldn’t use a Mortgage Broker
Why would I, as a mortgage professional, post an article with this title? The truth is, I want to grab your attention.
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- Over 20 years in retail banking
- Former mortgage underwriter: she knows what lenders want
- Banks, credit unions, monoline and alternative lenders
- Lender-paid on most residential mortgages