from
7.79%
1-Year Fixed
Mortgage agent, Paris and Brant County
Mortgages in Paris and across Brant County.
From the cobblestone homes and riverside streets of Paris to new subdivisions, village homes in St. George and Burford, and rural acreage across the county. Tisha knows the lenders that say yes to properties outside the city.
Mortgages in Paris and Brant County, handled by someone who knows the lenders
Paris has grown quickly, drawing buyers who want small-town character within reach of Highway 403, Brantford and Cambridge. New subdivisions on the edges of town sit beside the historic core, and lenders view those two kinds of property quite differently. Tisha structures each file for the lender that will value it properly.
Across the rest of Brant County, from St. George and Burford to Scotland, Oakland and Mount Pleasant, buyers often run into rural lending rules: how much acreage a lender will count toward value, how wells and septic systems are treated, and what happens when a property includes a workshop, barn or secondary dwelling. These are the details that stall an approval when they are discovered late. Tisha asks about them on the first call.
Whether you are buying a new build in Paris, refinancing a century home, or financing a hobby farm, Tisha brings over 20 years of banking and underwriting experience and access to banks, credit unions and alternative lenders, including the ones most comfortable with rural Ontario.
Local situations
What Tisha helps with in Paris & Brant County.
New subdivisions in Paris
Builder closings, deposit timing and rate holds that cover the construction period.
Century and cobblestone homes
Lenders and appraisers who understand heritage character and older building systems.
Rural properties and acreage
How lenders count land, outbuildings, wells and septic systems toward value.
Hobby farms
Residential financing for properties with a small agricultural component.
Moving from the city
Timing a sale in Hamilton, Cambridge or the GTA with a purchase in the county.
Refinances and renewals
Equity has grown across the county; Tisha helps you use it wisely and renew on better terms.
Today's rates
Current rates for Paris & Brant County buyers.
from
7.34%
2-Year Fixed
from
6.29%
3-Year Fixed
from
6.04%
4-Year Fixed
from
4.79%
5-Year Fixed
Client stories
Clients who would recommend her.
My wife and I were looking to purchase an income property and were having trouble lining up our financing. A friend gave us Tisha’s name and she actually contacted us from her vacation to get details on what we were looking to do! I strongly recommend that anybody looking for a mortgage contact Tisha Findlay! I guarantee you will not be disappointed!
Tisha was great to work with! She responded to our questions quickly, was patient and very competent. I would strongly recommend her!
Tisha is very professional and experienced. We were extremely pleased with her approach to our situation and we highly recommend her as an Agent.
Are rural properties harder to finance?
They can be, if the file is not prepared for it. Lenders may cap how much acreage they value and want details on water and septic. Tisha chooses lenders comfortable with rural Ontario and gathers the right information up front.
Do new builds in Paris need a different mortgage?
Not a different mortgage, but a different plan: longer rate holds, builder deposit schedules and insured 30-year amortization options on new construction for eligible buyers.
Can I include a workshop or secondary suite in the value?
Sometimes, depending on the lender and whether the suite is legal and self-contained. Tisha reviews the property details before choosing where to place the file.
Free consultation
Buying or refinancing in Paris & Brant County? Start here.
Tell Tisha what you are trying to do and she will come back with options, not a sales pitch. Free, no obligation, no credit check to start.
- Over 20 years in retail banking
- Former mortgage underwriter: she knows what lenders want
- Banks, credit unions, monoline and alternative lenders
- Lender-paid on most residential mortgages